Did you realize that you can now buy your auto insurance online? That is a great feature for all of us who wait standing in line at the local auto insurance store. Have you ever noticed how long it take for your turn to come? Sometimes it seems like hours. If I am buying something, I want prompt service. Is that too much to ask?
The best thing about buying online is that there is no lineup, no wait. You just choose which type of policy you want and that is all there is to it. In fact some online insurance companies are even offering insurance on other things as well. Home insurance, boat insurance, and even commercial auto insurance. Isn’t that great?
The question of the day however is, “Should I buy a full comprehensive auto insurance plan”? This is a good thing to consider because as you know, the majority of us only want to pay the minimum amount of insurance payments that we can. Why pay for something that you do not really need, right?
In fact, I wish that I didn’t have to pay any type of insurance premiums. It is not that I am saying that auto insurance is a waste of money. It is simply that I like many others hate paying for any insurance. Insurances like health insurance, life insurance, home insurance and so forth seem to be a waste of my hard earned dollars.
We can all understand that point. We realize that we need insurance but it is hard to pay those monthly insurance payments month after month after month. People just do not want to see their money spent in such a way. We would rather take that money and spend it on something that we like. For example, a new car or boat. It really does not matter what we spend it on because anything is better than paying insurance premiums.
However, if we must pay for auto insurance we must pay. That brings me back to my inquiry about comprehensive auto insurance. Since it is not required by most states in the U.S., should we pay the extra cost for it? The simple answer is yes. We should include comprehensive insurance in our auto policy. It is an insurance that could save you a lot of money in the long run. This is especially true today as we see more and more crazy drivers on the road.
I remember when my wife drove our brand new car into the neighbor’s fence. Boy, was that neighbor upset. I am not really sure why he was so extremely upset. His rickety old fence was replaced with a new one. That fence would have cost me a lot of money to rebuild if I didn’t have comprehensive insurance on our vehicle. As it was, I still had to pay the small deductible fee.
As much as we all hate to see our dollars go towards insurance costs, insurance is a part of our lives. To have a peace of mind I would suggest that you buy all of the insurance that you need (try car insurance comparison).